Course Overview
The purpose of this course is to improve your knowledge, understanding and skills in respect of being able to manage your personal finances more effectively. Having greater awareness and insight will give you greater confidence in your ability to manage your income and expenditures. This can help make you better equipped to evaluate different types of financial products and services.
What will I learn?
There are a range of topics to do with managing your personal finances that will be covered during the course. The key themes are outlined as follows:
Personal Finance in the home
• Understanding utility meters and how to read them (Gas, electric, water, smart meters)
• How to read your utility statements and check its correct
Managing your own money
• Banking online
• Understanding different types of bank accounts
Saving and spending
• Saving accounts versus current accounts
• Direct debits as a way of controlling the personal budget
• Trying to avoid bank charges
• The need for emergency fund
• The world of credit and credit cards
• Sources of support for serious debt problems
Study, Assessment and Qualifications
Assessment is informal, based on your personal targets and the learning outcomes will be undertaken regularly with you by the course tutor.
Entry Requirements
There are no entry requirements with this course
Additional Costs and Information
You just need a notebook, a pen and a calculator.
This 4 week course will take place at the Chippenham Campus:
6 February 2025 - 27 February 2025, Thursdays at 10:00-12:00
The same 4 week course will take place at the Salisbury Campus:
7 February 2025 - 28 February 2025, Fridays at 09:30-11:30
To be eligible for the Free fundable programme, you must be aged 19+ who are in receipt of benefit or on a low wage income and must have lived in the UK for the last three years. You must currently reside in England. Should you need any additional information before applying please do contact us on busdev@wiltshire.ac.uk.
